5 min monthly financial reconciliation without spreadsheets.

Use AI to track transactions, budgets, net worth, goals, investments, and crypto in one place.

Private by design. Your data stays yours.

Look Inside the App

Dashboard

Transactions

Budgets

Net Worth

Investments

Accounts

Crypto

Goals

Reports

✓Fast monthly close

✓Custom categories

✓CSV import + bank sync ready

✓Net worth and goals in one dashboard

✓Crypto tracking

✓Export to CSV/PDF

✓Have AI Help with Your Budget

✓Automate Your Set Up with AI

Everything you need in one place

💳

Transactions

Review, edit, categorize, and manage all your transactions in one place.

🏦

Accounts

Manage checking, savings, credit cards, and investment accounts.

📁

Categories & Budgets

Organize expenses with categories and set monthly budgets.

📈

Net Worth

Track your total wealth across all accounts over time.

🎯

Goals

Set financial goals and track your progress toward them.

📊

Investments

Track your investment portfolio and performance.

₿

Crypto

Monitor your cryptocurrency holdings and values.

📋

Reports

Generate detailed reports on income, expenses, and trends.

✓

Monthly Reconciliation

Close out each month with confidence and track reconciliation status.

How it works

Choose your categories and budget

Define your spending categories and decide how—or whether—you want to budget. Your rules, your way.

Set up and link your accounts

Connect your checking, savings, credit cards, and investment accounts. One dashboard, all your money in one place.

Sit back and stay in control in less than 5 min per month

The system tracks everything and keeps you informed. At the end of the month you look back and it tells you how you did.

Shawn Schweier, coder and creator

Follow me on X

About

I was spending four hours every month just going over my personal finance numbers on spreadsheets. So built an app that does it for me in under five minutes a month.

Now the system helps me set my budget, watches every transaction, and tells me how I did when the month closes. It tracks my net worth and keeps me on track for my big goals.

Other budgeting apps were too complicated and didn't track the key things that I cared about. I wanted this app to be simple and customizable. It was important that it could integrate with Artificial Intelligience.

SimpleMonth now helps me save hours and hours with monthly financial planning and budgeting. Hopefully it can help you too. Follow me below on X or sign up to become a member where I will be interacting and help making it the best product I can.

Your data is secure

We take security seriously. Your financial data is encrypted and protected.

🔒Encrypted in transit (HTTPS)

🔒Row-level security (each user isolated)

🔒Minimal data collection

🔒Export and delete options

Learn more about security How we handle data

Simple, transparent pricing

One plan. Choose yearly and save, or pay month to month.

Save $120

Yearly

$120per year

$10/month — save $120

Best value

✓Unlimited transactions & accounts
✓Net worth calculator
✓Bank sync
✓AI Support and Budgeting
✓CSV import & categorization
✓Customizable categories & budgets
✓Monthly reconciliation
✓Track Crypto & Investments
✓Basic & advanced reports
✓Share with Your Partner
✓Priority support

Monthly

$20per month

Flexible, cancel anytime

✓Unlimited transactions & accounts
✓Net worth calculator
✓Bank sync
✓AI Support and Budgeting
✓CSV import & categorization
✓Customizable categories & budgets
✓Monthly reconciliation
✓Track Crypto & Investments
✓Basic & advanced reports
✓Share with Your Partner
✓Priority support

Frequently asked questions

Yes we can.

Yes! You can import transactions from CSV files exported from your bank. We support multiple formats and can auto-detect columns.

Absolutely. All data is encrypted in transit (HTTPS), stored securely, and protected with row-level security. Each user's data is completely isolated. See our Security page for more details.

Yes you can! No extra cost and you guys can partner on your monthly finances together.

We're different in our simplicity. We use AI to simplify and speed up how you track your finances, so you see how you're doing faster—without the clutter.

You can cancel anytime. Your data remains accessible for 30 days after cancellation. You can export all your data before canceling. After 30 days, your account and data will be permanently deleted.

Never. We do not sell, rent, or share your personal financial data with third parties. Your data is yours. See our Privacy Policy for full details.

Yes. You can request account deletion at any time from your Settings page. All your data will be permanently deleted within 30 days of the request.

We accept all major credit cards. Payment is processed securely through our payment provider.

Our free mobile app for both iOS and Android is on the way. The apps are complete and just waiting approval from the stores—expect them in about 1–2 weeks.

Start reconciling this month

Join me and my mom (hopefully soon thousands) who have simplified our monthly financial reconciliation.